May 2015

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LIFE&FAMILY
May15
$250 of Lou Harvey pr oducts
$250 voucher at Amazonia
Win!
One lucky reader will win $250 worth of Lou
Harvey products. Known for combining
practicality with style, Lou Harvey specialises in
beautiful bags and accessories in vibrant, high-
quality fabrics. The range includes flamboyant
beach bags, fabulous nappy bags, versatile
cosmetic bags and more.
To enter online, visit
Kids will lose track of time inside Amazonia’s
six-storey play centre, complete with eight-
metre slide, ball pit, trampoline, suspension
bridges and tunnels. This gigantic family
entertainment centre includes glow-in-the-dark mini-
golf, interactive toys and a new kitchen play area. Birthday
parties are a breeze for parents: simply book your time slot,
and everything else is taken care of. #03-08 Great World City,
1 Kim Seng Promenade. 6235 4522 |
To enter online, visit
While many of us would like to think that we are invincible, life sometimes
has another plan. Some expats are well prepared, but for others it’s often
too late by the time they discover the shortcomings of their existing health
insurance. Horror stories abound of people finding themselves liable
for significant medical bills that could have been avoided. Some recent
examples include:
• A stay at the neonatal intensive care unit for a child born earlier than
expected cost one expat couple $42,000. They had no cover for their
newborn under their personal insurance policy.
• Just days prior to starting a new job, a woman discovered during a
routine screening that she had cancer. The treatment cost in excess of
$150,000, but as it was classed as a pre-existing condition, no benefits
were payable under her new employee benefits.
• A family with only basic company insurance found themselves $12,000
out of pocket for their daughter’s tonsillectomy, due to a maximum 25
percent claim limit.
The first thing to do when aiming for financial security is to build up an
emergency cash fund, and identify any health protection gaps. IPG offers
a free review of personal insurance needs and existing arrangements and
can help identify areas that may need greater financial security. If you take
the short questionnaire on the “What’s On” page of their website,
you can not only check your current coverage, but you’ll also be in with a
chance of winning an iPad mini. International Protection Group (IPG) is at
30 Cecil Street, #27-00 Prudential Tower. 6631 2862 |
ARE YOU
ADEQUATELY
COVERED
FOR HEALTH
INSURANCE?