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ADVERTISING FEATURE

163

November14

What would you do if your dog suddenly

became ill and stopped wanting to go on daily

walks? What if your cat was accidentally hit by

a car? For many pet owners, having a pet is

like having a child. We want to provide them

with the best care, and keep them safe from

accidents and sickness. If a pet becomes sick

or injured, though, the veterinary bills can be

significant, and surgery can magnify those costs.

Happy Tails™ pet insurance, which launches

in Singapore in December can alleviate that

financial and emotional burden.

What is the annual cost of owning a pet?

This is definitely not a small investment. Initial

expenditure for check-ups, food, toys and incidentals

can reach $2,000. Monthly costs can easily add up to

$250; this does not include vet visits that can range from

hundreds of dollars for minor conditions, to thousands

for complex surgeries such as hip dysplasia surgery and

spinal surgery.

What does Happy Tails™ insurance cover?

Underwritten by MSIG Insurance (Singapore) Pte. Ltd.

and distributed by Aon Singapore Pte. Ltd., Happy

Tails™, seeks to take care of the big bills. These are

usually unexpected things that pet-owners aren’t prepared

for. Offering annual coverage of up to $10,000, Happy

Tails™ covers surgical costs for major illnesses, injuries

and specified hereditary and congenital conditions,

including hip dysplasia**. Other benefits include surgical

treatment for cancer, chemotherapy and more.

What kinds of pets are covered?

Only dogs and cats are covered by Happy Tails™. The

range of insurable breeds includes over 200 dogs and

more than 100 cats. Animals whose breeds are not

identifiable can be covered as mixed/cross-breeds.

What is a typical annual premium?

For a mixed-breed, two-year-old dog, a mid-tier plan with

annual coverage of up to $7,500 costs approximately

$370 a year – that’s just a dollar a day to insure and

protect your furry family member.

Happy Tails™ is available from

18th December.

Find more information at

www.aonhappytails.com/sg or

check Facebook for updates.

**Note: There is a 12-month waiting period from

enrolment for coverage of the specified hereditary and

congenital conditions

This advertorial is not a contract of insurance. Full details of

the terms, conditions and exclusions of this insurance can be

found in the policy wording at

www.aonhappytails.com/sg

Is my pet eligible for insurance?

To be eligible, dogs and cats must:

• be aged between 16 weeks and under 9 years;

• be micro-chipped;

• be licensed and approved by the Agri-food and

Veterinary Authority in Singapore;

• meet veterinary exam requirements;

• not be used for breeding;

• not be a working animal, involved in racing,

breeding, law enforcements or for other

commercial use